Jio Financial Services Ltd – On the Verge of a Breakout

📈Technical Analysis

IPO & Surge: Listed in August 2023 near ₹200–₹250, the stock climbed impressively to ₹394 by April 2024.

Correction & Support: Pullback followed, with the ₹300–₹310 zone providing strong support multiple times.

Breakdown & Bounce: After dipping below ₹300 in December 2024 to around ₹200, the stock rebounded and now trades near ₹312.

Key Resistance Zone: The ₹300–₹310 zone, previously support, now acts as resistance. A decisive breakout, retest, and bullish confirmation here can pave the way for a rally.

Targets:

🚀 Target 1: ₹340

🚀 Target 2: ₹360

🚀 Target 3: ₹390 (All-time high zone)

Support Zones:

🛑 Minor: ₹300–₹310

🛑 Major: ₹200–₹250
A breakdown below ₹300 threatens further decline; major support lies in the ₹200–₹250 black.

💰Q4 FY25 Key Financial Highlights:

• Total Income: ₹493 Cr (vs ₹438 Cr in Q3 FY25; ₹418 Cr in Q4 FY24)
  
• Total Expenses: ₹155 Cr (vs ₹125 Cr; ₹98 Cr)
  
• Total Operating Profits: ₹338 Cr (vs ₹313 Cr; ₹320 Cr)
  
• Profit Before Tax: ₹396 Cr (vs ₹377 Cr; ₹393 Cr)
  
• Profit After Tax: ₹316 Cr (vs ₹295 Cr; ₹311 Cr)
  
• Diluted Normalized EPS: ₹0.50 (vs ₹0.46; ₹0.49)
  

📌This quarter showed solid sequential gains across revenue, expenses, and profits—demonstrating consistent strength.

🔍Fundamental Insights

Revenue Growth: Operations revenue rose ~18% YoY to ₹493.24 Cr

PAT Improvement: Profit rose ~1.8% YoY to ₹316 Cr, and +7.2% QoQ

Dividend Milestone: Declared the first-ever dividend of ₹0.50/share

AUM Surge: Assets under management skyrocketed from ₹173 Cr to ₹10,053 Cr

Diversifying Revenue: Expanded presence with operations in 10 Tier-1 cities, a Payments Bank, and insurance broking; Payments Bank CASA grew 3× to ₹295 Cr

Operational Strength: Pre-Provision Operating Profit (PPOP) rose ~18% YoY to ₹374 Cr

📌Conclusion
Jio Financial has demonstrated strong technical bounce and consistent financial progress. A confirmed breakout above the ₹300–₹310 range could set off a rally toward ₹340 → ₹360 → ₹390. Key watch areas: maintain holding above ₹300 and avoid any breach below heavy support in the ₹200–₹250 range for sustained momentum.

⚠️Disclaimer
This report is for informational purposes only and not to be considered investment advice. Verify independently or consult a financial expert before making any investment decisions.